Your budget summary

This budget summary is a less detailed version of your full personal budget, and one that you can share with your creditors. Use this budget summary if you are negotiating with your creditors yourself, as it is a version creditors will be familiar with. It gives them all the information they need about your situation. If you are not sure how to use your budget summary, go to our website www.businessdebtline.org.

Name:

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Date of birth:

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Partner (if applicable):

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Partner date of birth (if applicable):

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Address:

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SFS membership code number:

12884809

Date of statement:

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Joint or sole budget:

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Dependant children:

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Other dependants

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Number in household

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Number of vehicles in household

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Employment:

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Partner's employment (if applicable):

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Overview

Amount (£)

Total household income
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Total household outgoing
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(Savings contribution)
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Debt admin fee (if applicable)
0.00
Total available for priority creditors
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Total available for non-priority creditors
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Monthly income

Amount (£)

Earnings
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Benefits and tax credits
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Pensions
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Other income
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Total monthly income
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Monthly outgoings: fixed costs

Amount (£)

Rent
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Mortgage
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Other secured loans
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Council tax / rates
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Other home and contents
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Gas
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Electricity
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Other utility costs (e.g. coal, oil, calor gas)
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Water
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Care and health costs
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Transport and travel
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School costs
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Pensions and insurances
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Professional costs
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Other essential costs
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Total fixed costs
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Monthly outgoings: flexible costs

Amount (£)

Communications and leisure
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Food and housekeeping
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Personal costs
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Total flexible costs
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Total monthly outgoings (fixed and flexible)
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Confirmation that a monthly contribution to savings has been considered (or discussed with an adviser)
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Confirmation you have considered (or discussed with an adviser) the use of any assets to make lump sum payments
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Additional notes

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Your priority debts

Creditor

Owed (£)

Offer

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Total priority debts
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Your non-priority debts

Creditor

Owed (£)

CCJ

Offer

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Total non-priority debts
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Token payments
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If this budget is sent by email, please take it as a signed copy.



Signed:
Date: